Business Loan Investment Fund (BLIF)

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Thrifty Money Pty Ltd

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Advanced Accountants RTM

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BLIF is a contributory investment fund, managed under an ASIC approved and issued AFSL. The Fund comprises of multiple Subfunds into which Members of the Fund invest. Each Subfund consists of one active business loan.

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AFIF is open to Wholesale investors only. However, a closed category of Retail

investors, at the Trustee's sole discretion and as permitted by law, may be accepted

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The Fund’s objective is to deliver a Yield of no less than 8% per annum return on capital invested.

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BLIF fund secured short term business loans at the best rate it could attract.

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None declared

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None of the funds investors has received a return smaller than 7% (including premature withdrawals) and, since inception, no investor have lost any of its capital

Security

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The LVR (loan to security value ratio) varies from Loan to Loan and is determined by the type and nature of the security offered. LVR will, at the inception of a loan, not be worse than 80%

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The minimum investment term is three (3) years.

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The minimum investment in the Fund is * $50,000

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Units are issued at $1.00 per unit.

   *  $ refers to Australian Dollar